Mis-sold
Car Finance Claims

You May Be

Owed £1,000s

Expert Advice

Enforce Your Right

Claim Checker

Free Assessment

FCA Regulated

FRN 830181

What can you claim compensation for?

PCP (Personal Contract Purchase) and HP (Hire Purchase) car finance claim compensation can be pursued if you were mis-sold your finance agreement. This includes cases where the terms were not clearly explained.

You can also claim if you were not informed about commission fees paid to brokers, if affordability checks were not properly conducted, or if the car’s depreciation value was misleading.

If you were pressured into taking a particular finance deal or not given all the relevant options, you may be eligible for compensation. The aim is to rectify any financial harm caused by these practices and to potentially reclaim costs incurred due to the mis-selling.

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Types Of Mis-Sold Car Finance Claims We Process

Mis-sold PCP Car Finance Claims

Think you were misled into a PCP car finance deal? Our dedicated team is ready to help you fight for the compensation you deserve.

  • Did you take out a PCP car finance agreement between 2007 and 2020?
  • Were you unaware of any commission payments that may have influenced your deal?
  • Was the total cost of your PCP finance over £15,000?

Mis-sold HP Car Finance Claims

Feeling misled by your Hire Purchase car finance contract? We're here to help you reclaim what you're owed and set things right.

  • Did you enter into an HP car finance agreement between 2007 and 2020
  • Were you unaware of any commission payments that influenced your contract?
  • Was your HP finance deal over £15,000?

Excellence in client care and expertise

Your peace of mind and satisfaction are our highest priorities. When you place your trust in us, we assign a dedicated case handler to oversee your case from start to finish. You’ll receive consistent, clear updates every step of the way, ensuring you’re always informed and supported throughout the process.

Up to 100% funding*

We offer dedicated support for mis-sold car finance claims, helping our clients secure up to 100% funding.

Minimal Documentation

With our streamlined and hassle-free claims process, you can initiate your claim without extensive paperwork.

Instant Approval

Our fast-paced claim process ensures instant approval and settlement of your claim without unnecessary delays.

Let Us Simplify Your Claim Process

PCP (Personal Contract Purchase) and HP (Hire Purchase) claims can be confusing and complex, but we’re here to make it as simple as possible for you.

To help you get started, we’ve compiled answers to some of the most frequently asked questions we receive. These should address most of your concerns, but if you have any other queries, please don’t hesitate to reach out to our team at 0161 521 0007. We’re here to fill in any gaps and provide the clarity you need.

For a quick and comprehensive understanding, simply submit your information. Then, have a brief call with your dedicated claim consultant, who will answer your questions and guide you through the process smoothly.

PCP (Personal Contract Purchase) and HP (Hire Purchase) Mis-selling occurs when financial products are sold to consumers without fully explaining the terms, conditions, and costs involved. This includes failing to disclose commission fees, not conducting proper affordability checks, or misleading information about the vehicle’s depreciation.

You may be eligible to claim if you took out a PCP or HP car finance agreement between 2007 and 2020, were unaware of any commission payments, or found the total cost of your finance over £15,000. If you believe the terms were not fully explained or you were misled, you could have grounds for a claim.

The duration of the claims process can vary depending on the complexity of your case and the responsiveness of the involved parties. On average, it can take a few months to resolve. Your dedicated case handler will provide regular updates and keep you informed every step of the way.

To begin your claim, we’ll need some basic information about your car finance agreement. This includes your contract details, any correspondence related to the agreement, and financial information. This initial information helps us assess your case and provide accurate advice on your claim’s potential success.

The amount of compensation varies based on the specifics of your case. This includes the total amount of your car finance and the extent of the mis-selling. Your dedicated claim consultant will provide an estimate after reviewing your information and understanding the full scope of your situation.

We Like To Keep It Simple

Our stellar reputation is built on our track record of delivering outstanding results and forging strong partnerships with top experts across the UK. This network ensures we provide you with the best possible experience and achieve complete satisfaction. Getting started with your car finance claim is straightforward—just invest a bit of your time to share some basic information with us. From there, we handle the rest, making the process as smooth and efficient as possible.

Submit claim

Fill out our quick and simple form to check if you’re eligible for a claim.

Discussion

Discuss your claim details with one of our experienced claim experts.

Submission

We will gather documents and start the no-win, no-fee claim.

Settlement

Once the negotiations are complete, you’ll receive the deserving compensation.